Following a recent review of our compliance procedures, we are updating our terms of business document to include the following  changes:

• A more detailed description of our regulatory status as an Independent Broker and Authorised Advisor.
• Guidance notes on the importance of reviewing your circumstances regularly.
• An explicit option for our client’s to pay in full for our services by means of a fee.
• An updated list of the product producers with whom we hold written letters of appointment.

Importantly, there are no changes to any existing contracts or policies held by you through Chartered Financial Solutions.

A copy of our new terms of business can be accessed by clicking here. These changes are effective from 1 June 2014.