I have used CFS brokers for over 7 years. During that time, I have received excellent independent financial advice in a number of areas including retirement planning, life cover and PHI. They are highly qualified specialists in their field and from my experience their constant focus is on ensuring their clients long term financial goals and needs are met. They are very responsive to all information requests and are very personable to deal with. CFS take time to consider the specific needs of the individual and provide tailored solutions to meet those needs. CFS is how a high-quality brokerage should operate.